Guelph Housing Market Update - August 2025

Tom Van Horne • August 13, 2025

The Guelph real estate market continues to show resilience, especially in the Detached home segment, which remains a key driver of local activity. While overall sales volume dipped—112 homes sold in July, down 11.1% from June and 17.9% year-over-year—pricing in Guelph has held relatively firm. The average sale price came in at $861,321, representing a 6.4% decline from the previous month but still up 2.3% compared to July 2024. Notably, new listings were down sharply, with only 234 properties hitting the market—33.7% fewer than the same time last year—contributing to tight supply and continued competition for well-priced Detached homes. Properties are also taking slightly longer to sell, averaging 27 days on market, which is up by a week compared to last year, but overall, the fundamentals of the market remain strong, especially as buyers look ahead to more favorable borrowing conditions.


Property Segment highlights

  • Detached homes: $880,083 (↓ 8.15% MoM | ↑ 2.06% YoY)
  • Townhomes: $774,429 (↑ 2.27% MoM | ↓ 3.89% YoY)
  • Condos: $597,310 (↑ 11.63% MoM | ↑ 10.85% YoY)


While sales volume has cooled, prices are holding steady—or climbing—in several segments, especially condos. If you’re considering a move, a valuation, or just want to better understand what this means for your property or investment, I’m happy to connect.


Watch the video below for a point of view tour of a 6-bedroom townhome near the University of Guelph!



Policy Interest Rate 


The Bank of Canada (BoC) paused the Policy Interest Rate on July 30, 2025, balancing the need to contain inflation with supporting economic growth. 


The next Interest Rate Announcement is set for Thursday September 4, 2025.



The BoC’s Policy Interest Rate is currently set at 2.75%.


Current Variable Mortgage Rate: 4.30% as of August 8, 2025


Current Prime Rate: 4.95% as of August 8, 2025


Policy Interest Rate: 2.75% as of August 8, 2025


Total Consumer Price Index: 1.9% Inflation as of June 2025


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